Monday, April 16, 2012

Phishing (hacking alert intro)



Phishing is one type of online cheating which is being used by scammers to acquire personal information such as usernames, passwords and credit card details. Email and Instant Messaging are the main source for phishing.

Phishers are mainly targeting net banking users to steal their personal details. The term target phishing is used for the phishing technique which is focused on particular bank customers nor to concentrate on all email users.

The Rapid Share file sharing sites has targeted by phishers to obtain premium account which will reduce the speed caps for file download. And phishers are now targeting the social networking sites. Since the personal details in such sites can be used in identity theft.

What is “Advance fee Scams”

The well known variant of advance fee scams is Lottery scam. And it is also known as 419 Scams. Generally, the scammer in Lottery Scam makes up a story about large sum of money that does not exist in reality.

Then they will ask you to pay Advance fee first to gain more money (fake money) what they had mentioned on their story. This fee is called the “Advance fee” and hence the scam was known as “Advance fee scam”. After you have paid the fees, you could not able to contact them anymore. They will use your personal information for identity theft. This is known as “Nigeria Advance Fee Fraud (419)”.

Tips about Advance fee scam:

  • The sender’s email address can be fake. The scammers use anonymous mail server to send the mail.
  • We can’t find them by name, because the names used in the mail are fake.
  • The story including the winning money and other information are also fake.
  • Don’t believe the check if they have given to you. Because it might be a fake check.
  • If you still insist on going ahead to try this, don’t pay any money at any cost.so, 
  • Do not respond to such emails. Delete such mail without any consideration.
  • Suppose if you sent your personal information such as bank account number, user name,password.,etc to the scammers, contact the bank immediately and explain them about the fraud. If you have given the credit card details ,then contact your bank to terminate the card and apply for new one.
  • And try to make awareness to all of your friends and family members about this fraud.

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